We
appreciate that you have provided us with your personal financial
information. We strive to maintain the privacy of such information
while we help you achieve your financial objectives.
This Policy describes what non-public personal information we collect
about you, why we collect it, and when we may share it with others.
We hope this Policy will help you understand how we collect and share
non-public personal information that we gather about you. Throughout
this Policy, we refer to the non-public information that personally
identifies you or your accounts as “personal information.”
| WHAT
PERSONAL INFORMATION DO WE COLLECT ABOUT YOU? |
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To serve
you better and manage our business, it is important
that we collect and maintain accurate information
about you. We obtain this information from applications
and other forms you submit to us, from your dealings
with us, from consumer reporting agencies, from
our Web sites and from third parties and other sources.
For example:
We collect information such as your name, address,
e-mail address, telephone/fax numbers, assets, income
and investment objectives through applications and
other forms you submit to us.
We may obtain information about account balances,
your use of account(s) and the types of products
and services you prefer to receive from us through
your dealings and transactions with us and other
sources. We may obtain information about your creditworthiness
and credit history from consumer reporting agencies.
We may collect background information from and through
third-party vendors to verify representations you
have made and to comply with various regulatory
requirements.
If you interact with us through our public and private
Web sites, we may collect information that you provide
directly through online communications (such as
an e-mail address). We may also collect information
about your Internet service provider, your domain
name, your computer’s operating system and
Web browser, your use of our Web sites and your
product and service preferences, through the use
of “cookies.” “Cookies”
recognize your computer each time you return to
one of our sites, and help to improve our sites’
content and personalize your experience on our sites
by, for example, suggesting offerings that may interest
you. If you wish to opt-out, you may do so by emailing
us at: unsubscribe@pljadvisors.com |
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| WHEN
DO WE DISCLOSE PERSONAL INFORMATION WE COLLECT ABOUT
YOU? |
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To provide
you with the products and services you request,
to serve you better and to manage our business,
we may disclose personal information we collect
about you to affiliated and non-affiliated third
parties as required or permitted by law.
We do not disclose personal information that we
collect about you to non-affiliated third parties
except to enable them to provide services on our
behalf or as otherwise required or permitted by
law. For example, some instances where we may disclose
information about you to third parties include:
for servicing and processing transactions, to offer
our own products and services, to protect against
fraud, for institutional risk control, to respond
to judicial process or to perform services on our
behalf. When we share personal information with
these companies, they are required to limit their
use of personal information to the particular purpose
for which it was shared and they are not allowed
to share personal information with others except
to fulfill that limited purpose.
Please note that, even if you direct us not to share
eligibility information (“opt-out”),
we may still share personal information, including
eligibility information, with companies in circumstances
excluded from the opt-out under applicable law,
such as to process transactions or to service your
account. |
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If you have any questions
regarding this Online Privacy Statement, please contact us by
e-mail at: askPLJ@pljadvisors.com
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